Author Archive

Mortgage refinance options a second before you lose your property

August 22, 2010 by Jon D., Senior Mortgage Consultant · 1 Comment
Filed under: making home affordable 

Refinancing your mortgage, while having bad credit, is very unrealistic. This situation is derived when the loaner’s mortgage balance exceeds his property value, or when the loaner has had mishaps and late mortgage payments. As we well know, most lenders will require equity in order to refinance, nor will they be generous with good rates [...]

President Obama’s Mortgage Bailout Plan

July 24, 2010 by Jon D., Senior Mortgage Consultant · Leave a Comment
Filed under: making home affordable 
Social Tagging: • • • • •

Many struggling home owners look at the new President Obamas $75 billion housing stimulus plan as a source of hope to prevent them from losing their home. This article will help you understand how to benefit from this new and ambitious stimulus plan. The Obama administration have put  a $75 billion housing stimulus plan that [...]

Different Mortgage Refinance Loan Types

May 29, 2010 by Jon D., Senior Mortgage Consultant · Leave a Comment
Filed under: Uncategorized 
Social Tagging: •

All through this website we have discussed each mortgage refinance option on its own or as oppose to a different alternative. In this article, I will briefly examine the different and most common mortgage types we can take when performing mortgage refinance. Fixed Rate Mortgage As we saw, a fixed rate mortgage freezes the interest [...]

When is Mortgage Refinance an Economically Right Decision?

May 5, 2010 by Jon D., Senior Mortgage Consultant · Leave a Comment
Filed under: Uncategorized 
Social Tagging: • •

This article will attempt to help you deciding right, economically, when to perform mortgage refinance. As usual – please advise that mortgage refinancing is a very personal decision that takes affect by your personal status, financial status, credit score and current mortgage and home conditions. All real decision should be done vis a vis your [...]

When should you consider mortgage refinance?

April 22, 2010 by Jon D., Senior Mortgage Consultant · 1 Comment
Filed under: when to refinance 
Social Tagging: • • •

Refinancing your mortgage or Remortgage not always the right call:  refinancing a loan has its costs. There are cases in which remortgaging makes sense, in this article, we will try to find these cases and help you in this process. Before deciding about refinancing, let’s examin our goals: Reducing the interest payed as a mean of [...]

When is Objectively the Right Time to Refinance ?

April 22, 2010 by Jon D., Senior Mortgage Consultant · 1 Comment
Filed under: advance remortgage subjects 
Social Tagging: • •

One of the main issues with refinancing your mortgage, is not understanding the right time to refinance it. Meaning that even if it’s right for you to refinance your loan, maybe it is the wrong time to do so market-wise. Before advancing on this article, please read “Rules of Thumb for refinancing a mortgage“, an [...]